In the vast landscape of cryptocurrency storage solutions, three hardware wallets stand out for their unique features and commitment to security. In this review, we’ll delve into the features of the Coldcard Mk4, the Keystone Crypto Wallet, and the Ngrave Zero, evaluating their strengths and weaknesses to help you determine which one is the best fit for your needs.

Coldcard MK4 Physical Crypto Wallet

In the realm of cryptocurrency storage, the Coldcard Mk4 stands out as a hardware wallet designed specifically for Bitcoin. Developed by a team of experts in Toronto, Canada, the Coldcard Mk4 offers robust security features and user-friendly functionality. Let’s delve into the details of this wallet and explore its strengths and weaknesses.

Unique Security Features

  • Air-Gap Functionality: The Coldcard Mk4’s hallmark feature is its air-gap functionality, which allows it to operate fully offline. This means that the wallet is never exposed to the risks of online hacking, as it doesn’t need to be connected to an internet-connected device at any point during its usage, from seed generation to transaction signing. This impressive security feature is made possible by the wallet’s full support of Bitcoin Improvement Proposal 174 (BIP174), a standard that enhances the security of Bitcoin transactions.
  • Dual Secure Element Chips: Another unique security feature of the Coldcard Mk4 is its use of dual Secure Element chips from two different manufacturers. These chips are specifically designed to securely store sensitive information, making the Coldcard Mk4 particularly robust against potential security threats.
  • Trick PIN Options: Beyond its air-gap functionality, the Coldcard Mk4 offers additional security-enhancing features, such as support for Micro-SD cards for effortless backups of your wallet’s seed phrase and the ability to conduct Bitcoin transactions offline. The wallet also provides a range of “trick PIN” options, including a “duress PIN code” that directs users to a separate wallet containing decoy Bitcoin keys, serving as a deterrent to potential intruders. Additionally, the “Brick Me” PIN option seals the gateway to the wallet’s secure elements, rendering them inaccessible.

User-Friendly Interface

The Coldcard Mk4’s user interface is straightforward, displaying white text on a black OLED screen. This design provides a clear and concise user experience, particularly during critical tasks like signing or exporting transactions.

In summary, the Coldcard Mk4 is a specialized hardware wallet designed for users who prioritize the security and convenience of their Bitcoin transactions. With its air-gap functionality, dual Secure Element chips, and range of security-enhancing features, the Coldcard Mk4 stands out as a strong contender in the market for Bitcoin wallets.


Keystone physical wallet

The Keystone 3 Pro is a user-friendly physical crypto wallet that offers enhanced security, extensive cryptocurrency support, and a convenient touchscreen interface. Developed by a team of experts, this wallet caters to users who plan to make frequent transactions and prefer a touchscreen to physical buttons.

Key Features

  • Air-Gapped Security: The Keystone 3 Pro operates without an internet connection, utilizing QR codes for transaction signing and providing a fully isolated design that minimizes exposure to potential hacks.
  • Extensive Cryptocurrency Support: Supporting over 5,000 cryptocurrencies and 200 blockchains, this wallet is ideal for users with diverse digital asset portfolios.
  • User-Friendly Touchscreen Interface: The Keystone 3 Pro is equipped with a sleek 4-inch LCD touchscreen(480 x 800), providing high resolution for clear visibility of transaction details. This design helps prevent blind signing, where users might inadvertently approve transactions without fully reviewing the information. With its focus on clarity and security, this wallet offers a seamless and confident experience for users to manage their digital assets.
  • Hardware and Software Compatibility: The Keystone 3 Pro is compatible with over 25 software wallets, including popular options like MetaMask. Its unique support for both the MetaMask extension and mobile app, provides users with a wide range of choices and added flexibility in managing their digital assets.
  • Enhanced Security Measures: The Keystone 3 Pro offers added security with three security chips, support for multiple seed phrases to manage multiple accounts, and a fingerprint sensor for quick and secure access. These features provide users with added protection and convenience in managing their digital assets.
  • Open-Source Firmware and Hardware: The Keystone 3 Pro’s firmware and hardware are open source, allowing for public assessment and continuous improvement of its security features.

Overall, the Keystone 3 Pro is an excellent choice for those seeking a user-friendly, secure, and versatile physical crypto wallet. Its air-gapped design, extensive cryptocurrency support, and intuitive touchscreen interface make it a strong contender in the hardware wallet market.


Ngrave zero Physical Crypto Wallet

The NGRAVE ZERO is a secure hardware wallet designed for managing various cryptocurrencies with a focus on user-friendly features and advanced security. Its companion app, LIQUID, is available for iOS and Android devices, providing a secure platform for conducting transactions.

Key Features

  • Security: The NGRAVE ZERO boasts the highest security rating (EAL7) among crypto hardware wallets, offering robust protection against hacks. Its metal casing is designed to withstand physical attacks, and it can even delete private key information if tampering is detected.
  • Air-Gapped Transactions: The NGRAVE ZERO’s air-gapped capability allows users to sign crypto transactions without an internet connection, reducing vulnerabilities associated with online connectivity and ensuring secure asset management.
  • Private Key Generation and Storage: During the secure setup process, private keys are generated offline in a randomized manner, ensuring that they are not pre-installed and that users maintain complete control and sovereignty over their digital assets.
  • User-Friendly Interface: The NGRAVE ZERO features a high-resolution 4-inch color LCD touchscreen, making it easy to navigate and use for users of all experience levels.
  • Supported Cryptocurrencies: This wallet supports a range of cryptocurrencies, including major ones like Bitcoin and Ethereum. However, it currently offers limited support for decentralized finance (DeFi) and doesn’t allow for staking or support certain major blockchains like Cardano, Cosmos, and Polkadot.
  • Durable Construction and Accessories: The NGRAVE ZERO is known for its durable construction and includes useful accessories like the GRAPHENE, a private key backup solution made from durable stainless steel that can withstand extreme conditions.

In summary, the NGRAVE ZERO is a secure and user-friendly hardware wallet designed for managing various cryptocurrencies. Its advanced security features, air-gapped capability, and user-friendly interface make it a solid choice for users seeking a reliable solution for storing and transacting with digital assets.


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Industry News

Mastercard Partners with Mercuryo to Expand Support for Non-Custodial and Physical Crypto Wallets

Published date: 09 September 2024

Global payment leader Mastercard has joined forces with European crypto payments provider Mercuryo to broaden support for non-custodial wallets, including physical crypto wallets. This collaboration introduces a euro-denominated debit card, enabling users to spend cryptocurrencies like Bitcoin stored in self-custody and physical crypto wallets at over 100 million merchants worldwide within the Mastercard network.

Non-custodial wallets, particularly physical crypto wallets, allow users to store their cryptocurrency without relying on centralized platforms such as exchanges or banks. In contrast to custodial wallets, where a third party holds the private keys, physical crypto wallets give users full control and responsibility for securing their funds.

Physical Crypto Wallets: The Ultimate Security Solution

Physical crypto wallets, also known as hardware wallets, have gained significant popularity among crypto enthusiasts who prioritize security. These devices store private keys offline, providing an additional layer of protection against cyber threats and unauthorized access.

“The integration of physical crypto wallets into our payment ecosystem marks a significant step towards enhanced security and user control,” said Christian Rau, Mastercard’s Senior Vice President for Crypto and Fintech Enablement. He added that the collaboration with Mercuryo aims to bridge the gap between blockchain technology and conventional payments, with physical crypto wallets playing a crucial role.

Users of physical crypto wallets can now benefit from the convenience of spending their digital assets at Mastercard-accepting merchants while maintaining the robust security offered by these hardware devices.

The partnership aims to offer consumers a seamless, reliable, and secure way to spend digital assets wherever Mastercard is accepted, with physical crypto wallets at the forefront of this innovation.

Mastercard’s latest initiative with Mercuryo builds on their successful pilot program launched in August, where the firm collaborated with MetaMask, a leading self-custodial crypto wallet, to offer crypto debit cards. The new venture extends this functionality to users of physical crypto wallets, addressing the challenges faced when navigating between blockchain assets and traditional payment systems.

The Mastercard-branded Spend card, compatible with various non-custodial solutions including physical crypto wallets, comes with fees set by Mercuryo, including a €1.60 issuance fee, a €1 monthly maintenance fee, and a 0.95% off-ramp fee.

Mastercard’s Continued Push into Crypto

Mastercard’s support for physical crypto wallets is part of its broader strategy to embrace blockchain technology and cryptocurrencies. The payment giant recently announced that its new “Crypto Credential” service has gone live, making peer-to-peer crypto transfers more intuitive for average users, including those using physical crypto wallets.

Last year, Mastercard emphasized that crypto and blockchain can bring significant value to financial industries, particularly when addressing security and ease of use issues to build trust. The integration of physical crypto wallets into their payment ecosystem aligns perfectly with this vision, offering users enhanced security and control over their digital assets.

As the crypto landscape continues to evolve, the role of physical crypto wallets in providing secure, user-controlled storage solutions is likely to grow. Mastercard’s partnership with Mercuryo represents a significant step towards mainstream adoption of these devices, bridging the gap between traditional finance and the world of cryptocurrencies.